All businesses need capital at some point. Lane MicroBusiness (LMB) offers assistance in acquiring debt and equity capital for businesses. Through O.U.R. Federal Credit Union, LMB participants can gain access to microloans up to $10,000. All individuals interested in a microloan must fill out an application to determine if they qualify. Qualified individuals will have their application reviewed by a microloan committee and credit committee that will determine if the application meets their criteria. LMB also assists in the application process in other state and regional microloan funds offering a wider array of potential loan packages.

Lane MicroBusiness invites your participation in the Individual Development Account (IDA) program that offers a matched savings account to qualified individuals. Eligible participants receive a 3:1 match rate for a period of six months to three years. The maximum savings limit is $1,333 (participant dollars) which would be matched with $4,000 to equal $5,133. All applications are on a first-come, first-serve basis and subject to availability and program conditions. You must be located within a covered grant. You must be an Oregon resident.